Avoiding the Stamp Duty Thresholds

The UK stamp duty thresholds mean that buying a slightly more expensive house can lead to a big jump in the amount of stamp duty that you have to pay.

For example, if you buy a house for £249,000 the stamp duty is £2,490

However, if you buy a house for £250,000 the stamp duty rises to £7,500 or 3%

Clearly, if you are considering buying a house just above the threshold level, it makes sense to try and barter the price down and compensate the seller through other means.

For example, you might be able to get away with purchasing the furniture as a separate deal. Alternatively you could pay them just under the threshold and give them gifts in kind such as white goods to make up the loss.

Stamp Duty Thresholds 

Stamp Duty Calculator